HomePay is a mobile app designed to streamline renovation payments for both homeowners and interior designers. It allows for easier management of progressive payments & also helps secure guaranteed payments on your behalf, where 50% of each payment tranche are released to your firm upon homeowners' payment, while the other 50% of the payment is held in escrow until works are completed diligently by your firm.

Please provide proof of completion by submitting supporting images & videos through your homeowner's project page. If no response is given by your homeowner within 7 days, payment will be automatically transferred to your wallet. In the event that the client rejects the proof of completion provided, please liaise with the client to reach a conclusion before moving on to the next progressive payment tranche.

HomePay offers Interior Designer (ID) firms a secure and streamlined payment platform, enabling you to receive renovation payments in tranches and ensuring a steady cash flow. With the assurance of guaranteed payment, you can focus solely on your project deliverables. Additionally, HomePay enhances your business prospects through a user-friendly interface, personalized training, and dedicated customer support services, ensuring a seamless onboarding process and a hassle-free experience.

Joining HomePay is easy. A business account will be created by your ID firm and from there, sales accounts for each individual ID can be added. Simply download the app, click on "Interior Designer" on the home page and follow the on-screen instructions to create your professional profile. Once registered, you can start managing your renovation projects and receiving payments through the platform. Should you experience any difficulties during the sign up, do contact us at hello@homepay.sg

In the interest of bolstering homeowner protection in instances where ID firms closes down suddenly, HomeProtect ensures your renovation gets completed according to plan and will get another vendor in to finish up your renovation works, at no additional cost!

In the event of a person contract cancellation with your ID firm, provided that the firm has not ceased operations, HomeProtect does not extend coverage to such circumstances.

HomePay functions as a financial management platform and intermediary for the facilitation of escrow transactions between the involved parties. It is important to note that HomePay does not manage any contents or conditions in the contract directly.

For progressive payment tranches, these percentages are to be discussed and set between homeowner & ID via the app. Thereafter, homeowners needs to Make Payment on the app when the relevant works are starting, according to your renovation timeline. We would suggest for the ID to prepare a project timeline document and within it state each payment tranche milestone, for your homeowner's easy reference. As for the releasing of balance 50% funds for each payment tranche, there is no default time interval between each payment. As long as homeowners approve the works done by the ID firm via the app, HomePay will release the balance 50% in escrow, to the ID.

The allocation of payment tranches is determined by the interior designers with whom you have a contractual agreement, as specified in the app within your project details.

We offer lower credit card fees in comparison to other BNPL platforms, at 2% only.

Yes, you can visit our blog at https://homepay.sg/blog where we advise homeowners on how to safeguard your renovation process and payments.

When you find your ID’s work unsatisfactory, you can deny the submitted proof of completion on the app, and give your feedback for them to re-work on it.